Finding the Right Classic Car Insurance If you have customized your classic car or maybe you have just obtained a customized classic car then you'll need classic custom automobile insurance. The differences between normal classic automobile insurance and classic custom car insurance policy are due to the modifications that were designed to the customized classic-car. When insuring classic cars, the primary issue most of the vehicles security. This is because the vehicles have become rare therefore attract security threats. This is why is advised to try an all-inclusive cover to make sure that your vehicle is well secured. However, consequently classic car insurance policy is extremely costly therefore not even considered with a significant majority. There are several issues that one might do in order that the rates of insurance are lowered. These may however, consist of one company to another. You need to be aware that it will have stringent rules that come with an existing automobile insurance policy that incorporates an agreed value clause. A yearly mileage maximum is certainly one such rule, which is expected that a vintage car is going to be driven less, as well as the classic auto insurance policy will reflect this guideline. Providing extra security measures on your own classic car, and attending just a small number of of classic car shows with the car, are some of the opposite limitations which might be a part of your policy. The more rare and desirable your car or truck is, the greater you'll have to pay, however, due to restrictions often applied, classic motor insurance policies are usually relatively cheap. The most important feature would be the agreed value clause, if you intend to obtain the insurance cover you think is the most suitable, you might want to pay higher premiums. When looking at classic auto insurance, the dog owner must look at a amount of factors. Issue primary may be the valuation in the car. Policies could be sold in line with the actual cash value from the car, whereby a magazine value with depreciation is going to be paid through the provider in the case of an incident; then there could be the "stated value" policy, that may still depreciate, but will be based upon the proprietor's valuation for the auto; and agreed value, which can definitely not depreciate, and is determined by a consensus between owner and provider. If you own a motor vehicle that's built before 1973, you'll not pay road tax, and can still must display a road tax disc. The new regulations can be found in to push over the next several months, plus the current suggestions about government websites is that it will affect those who own classic cars who don't insure each of the year. This means that you will need to make application for SORN for virtually every period that you don't want the vehicle to get what year does classic car insurance start protected by insurance. Of course in case you are paying road tax this is a different saving, if something of any hassle. SORN means exactly what says, and also the vehicle is not stored over a public road you should definitely included in a tax disc.